New Tricks To Get Free Money

Hey are you Looking for a few ways to make money online that requires a bit of your time?

Here are our make money online tips! Hopefully, that better explains what “free” Money is.

Let’s explore the 25 legitimate ways to get your hands on some of that paper.

1. Search for Unclaimed Money. 

Technically, this isn’t “free” Money It’s actually helping you find and obtain any missing funds that are owed to you.

 
The most common examples would be uncashed paychecks, forgotten savings bonds, customer overpayments, or apartment deposits. Some other forms of unclaimed property include stocks, unredeemed money orders/gift certificates, royalties, annuities, or CODs. 

To discover if you have any unclaimed money waiting for you to grab, just visit unclaimed.Org. 

Once there, securely enter your information, and the site will let you know if you’re owed anything.

Here are a few of the top places, government agencies and different websites to search for unclaimed money: 

This is free money, now go claim it.

2. Take advantage of your employer’s 401(K) match at work. 

If you work for a fantastic company, one of the best perks that may offer is matching your 401(K) contributions.

 
While you may not be able to access this today, it’s yours when you retire.

 
We find that most 401k match contribution level are tiered.

 
A generous match might include a dollar-for-dollar match on the first 3%-5% of the employee’s deposit.

 
After that most 401k programs contribute 50 cents on each dollar of the next 3%, up to 10% of employee contributions in total.

 
I would 100% take advantage of the first part, I also would take advantage of the 50% match for the second part as well. 

This is all free money to you at the end of the day.

3. Get assistance with utility bills.

Are you struggling to keep up with your heating or phone bills? If so, then you may qualify for programs like:

4. Lower your mortgage.

For anyone experiencing financial problems, an obvious way to alleviate this hardship is to lower your mortgage as a result, your payments won’t be as considerable each month, leaving you with more Money in your wallet downside is that you’ll be paying more in interest.

Out good friend Choncé Maddox, in a piece for Money Under 30, suggests that you can lower your mortgage by extending your repayment term or refinancing your mortgage.

Other recommendations would be making a larger down payment, ditching your PMI, reassessing your home’s tax, and searching for a federal loan modification program.

5. Refinance your student loans.

“Student loan refinancing helps you to consolidate your existing federal or private student loans, or both, into a new, single student loan with a lower interest rate,” explains Zack Friedman for Forbes.

“When you refinance student loans, you can get a lower interest rate, lower monthly payment, and pay off your student loans faster.

” While not exactly free, this will save you Money in the long-run.

Just be aware that you will have to go through a private lender since this is something that the government doesn’t do.

6. Appy for educational grants.

Whether you’ve just graduated high school, want to advance your career, or spend your downtime productively, you don’t have to spend a fortune on taking classes.

In fact, there are plenty of Pell Grants available that will make it financially easier to attend school.

7. Get help with down payments. 

Have you ever dreamed of owning a home, but don’t have the cash for a down payment? If so, you’re in luck. Most states and counties offer grants and no-interest loans to first-time homeowners.

These funds can then be used for expenses like down payments and closing costs.

8. Find tax credits for healthcare.

Because I don’t possess a crystal ball, I can’t predict the future of the Affordable Care Act for you. Until then, however, you can still obtain coverage from the government’s marketplace at Healthcare.Gov.

10. Locate unclaimed pension funds.

Similar to securing unclaimed Money, this isn’t really free. 

Instead, it’s funds owed to you if you had to part with a company as a result of an acquisition, merger, or layoff. 

Simply visit pbgc.Gov to see if your name is included in their database. 

11. Upgrade or open a new checking/savings account .

A lot of banks are handing out free stacks of cash? Why According to Bankrate, sign-up bonuses are used “to distinguish themselves from others in the industry.

Cash bonuses also help financial institutions bring in new customers.

12. Get free stock investments 

You may be skeptical of this one, But it’s true if you download apps like Acorns, Robinhood, Stash Invest, Webull, or Nvstr, you could land anywhere from between $5 and $1,000 in free stocks or account bonuses directly into your account.

How Do You Get Free Stock?

As of January 2022, here is how much free money you can get in your account bonuses: Public.Com – up to $70 in free stocks M1Finance – up to $30 bonus Robinhood – $2.25 to $225 in free money Bumped – free stocks based on money invested Stash – $5 bonus Webull – One free stock Nvstr – Free stock worth $8 – $,1000 Groundfloor – $10 bonus DiversyFund – $50 Amazon gift card Acorns – $10 bonus investment for signup

13. Join a focus group.

Focus groups can be traced back to the work of sociologist Robert Merton in 1946. Because they’ve existed for decades, you’re probably already familiar with them.

You merely share your thoughts and feedback on products, services, or even concepts.
Traditionally, focus groups take place in-person.
However, there are plenty of opportunities to give your opinions online via chats and forums.
You won’t make a ton of Money here, but it’s possible to collect anywhere from $50 to $250 easily. 

14. Take surveys 

Don’t have the time to be a part of a focus group? No worries You can still share your opinions through sites or apps like SurveyJunkie, MyPoints, Swagbucks, Surveys on the Go, or Opinion Outpost.

Again, it’s not much — most pay between $0.50 and $3. But, if you keep plugging away at this, you could get some extra cash in your PayPal account or in the form of gift cards.

15. Play mobile games

Do you enjoy playing games on your phone? 

If you do, you might as well get paid for it.
For example, the Android app Mistplay will pay just to play popular games, including Words With Friends 2, Star Wars, or Yahtzee the more you play, the more rewards you’ll earn, which can be exchanged for Amazon or Visa gift cards.

If you’re comfortable with this, simply download and install Smart App That’s it.

It will then collect insights about your usage to improve apps and websites.

You’ll get $5 after your initial download, and if you keep the app, you’ll get five bucks every month.

17. Go On A Shopping Spree 

 
I’m no way advocating for you to blow-up your budget. 

Instead, I’m recommending that you use a free app like Fetch Rewards.
All you have to do is just scan your grocery receipt.

You can then redeem these points into electronic cards that can be redeemed at participating brands, such as Amazon, StubHub, or Airbnb.
In addition to scanning receipts, you can earn cash whenever you shop online with Rakuten, Wikibuy, Ibotta, or Be Frugal , There’s also Paribus from Capitol One that will track your purchases to determine if a store owes you a refund.

 
Furthermore, you could use a credit or debit card that will give you a cash bonus if you spend a certain amount of Money within a specific timeframe.

 
One word of caution here, make sure that you can pay your card off so that you aren’t swimming in debt.

Yes. I would certainly classify this into the “it’s too good to be true” category.

But, it’s totally possible through a few sites out there that pay you money to for watching videos.

The catch? 

Like many of the other selections in this list, you’ll be compensated in the form of a check, gift card, or PayPal. 

Here are a list of companies that let you earn money watching videos:

Neilsen InboxDollars –

$5 bonus just for signing up MyPoints Swagbucks KashKick Nielsen Netflix – 

Yup, you read it right.

 
GrabPoints Viggle iRazoo FusionCash adF.Ly –

More a link tool for promoting YouTube videos

19. Drive around town.

 
If you’ve got the spare time and want to earn some quick cash, sign up for Lyft.
The ride-sharing company is guaranteeing a cool $1,000 to become a driver.
If you’re not interested in driving others around, you have some alternative to make money off your vehicle. 

Getaround allows you to rent your car out

Or, you could convert your vehicle into a moving billboard with Wrapify.

20. Share Your Space. 

Do you have a spare bedroom? Are you fortunate enough to own a second home or apartment? If so, you can rent these spaces out on Airbnb.

 
Not too shabby for unused spaces — as long as you don’t mind having people crash at your pad.

There’s also Neighbor.Com.It’s a site that lets you monetize your garage, shed, attic, or basement by allowing others to use it as storage space.

21. Turn Your Junk Into Gold

I’m not mentioning that your personal belongings should be tossed out with the trash.

What I am suggesting is that you sell any of your unused items.
Sites like eBay or Craiglist are obvious go-to-sites.

You could also try consignment shops or Facebook Marketplace.
Or, you could turn to niche-specific sites.

For example, you can cash-in on your old gadgets with Decluttr, while Thredup is a solid choice to sell clothing.

22. Workout.

Need an incentive to get in shape?

Achievement and Sweatcoin will reward you for following through with your fitness goals. 

HealthyWage is more appealing since you can win real cash rewards (up to 10 grand) for weight loss.

23. Take advantage of freebies.

If you’ve ever perused Craigslist, you may have noticed that there’s a “Free” section.

 
While you shouldn’t take items jst because you like the price tag, you may find some hidden gems in there, like furniture or workout equipment.

With a little TLC, you can flip these items for a profit.

24. Referrals. 

Businesses are well aware that the most effective marketing tactic out there is word of mouth.

 
To sweeten the pot, though, they’re often more than willing to pay you for referring their company to others. 

For instance, I recently joined the environmentally conscious home goods site Grove Collaborative.

 
As a thank you, they’ll give me $10 whenever one of my referrals makes a purchase.

 
All I have to do is send them a line through email or text. 

However, banks, credit card companies, travel sites, Acorns, and even DNA service 23andMe will add Money to your account just by spreading the word about them.

25. Track and Save your Money.

Perhaps my favorite way to get free Money is by signing up for Trim or Truebill.
The scan your bank accounts after you’ve authorized it to help you create and stick to a budget.

 
They can also identify recurring charges you no longer need so that you can cancel them. It’s a win-win.
There’s also Fiona. 

It’s a site that will help you identify the best savings accounts, credit card offers, or most affordable loans.
The bottom line. 

Whether if you’re in a pinch, trying to pay down your debt, or set it aside for a rainy day, you don’t have to look far to snag-free Money. 

Just be wary of scams.
And try to focus on the opportunities that make sense for you.

 
For example, if you don’t want to get into credit card debt because you can’t pay the monthly balance, avoid signing up for rewards cards. 

What’s more, if you’re short on time, then it wouldn’t make sense to fill out surveys or join a focus group.

The main takeaway is that there’s free Money out there for you to grab.

You just need to get out there and seize it! Cryptocurrency:

Free Money Or The Biggest Pyramid Since Giza?

For perfectly logical evolutionary reasons every right-minded person wants to get rich without really doing anything. This, together with volatile stock markets, rising inflation and a lack of foreign holidays to blow our cash on, mean that shovelling money into Cryptocurrencies has become an increasingly popular pastime.

Is this a prudent way to take advantage of the future of money? 

Or a futile attempt to get on a wagon that is already through the lights and past the next McDonalds? 

Although everyone’s heard of Cryptocurrencies, nobody I’ve met ever seems to actually understand how they work.

Luckily I am well placed as a guide in this important area as not only can I operate a personal computer,

But I also spent several years working in a casino.

Both play their role in getting a reasonable grasp of Crypto for anyone without a Nobel Prize in ‘The Economic Implications of Blockchain For Financial Gain’.
Has the ship sailed?

If you’d put a decent chunk of change in Bitcoin in 2005 you would undoubtedly have made a lot of money.

Similarly if you had bet on all the winning horses at Ellerslie over the same time you could have retired to a small villa in Ponsonby.

Financial decisions, like most of life, are a lot easier in the rear-view mirror but just because something has done well in the past does not necessarily mean it will do well in the future. Just ask the England cricket team.
Or anyone who bought tulips in 1636.
Power guzzling The idealistic view of Cryptocurrencies as a sort of hippy alternative to government-controlled currencies is somewhat tarnished by the ridiculous amount of power they consume.

For some reason beyond my limited level of understanding every single Bitcoin transaction (say, buying a coffee) uses up enough energy to power a family house for six weeks. Bitcoin as a whole uses up more energy than Finland each year*. If everybody used Bitcoin the way we use dollars, the world’s energy grids would crash before you can say ‘don’t worry, Doge Coin’s up 5 cents this week!’. (*UK financial site Money Super Market.) Caveat Emptor Maybe it’s just me, but I found it slightly worrying that the country with the most Google searches of ‘Bitcoin’ turns out to be Nigeria. 

Similarly perturbing was the Yahoo Finance article titled: 

7 of the biggest Bitcoin crashes in history’.
One crash is unfortunate. 

Seven looks like extreme carelessness.

Another issue is the millions of dollars that disappear annually when careless Crypto holders forget their passwords. 

The money just disappears forever into the black hole it came from.

Sadly they don’t reset your password, not even if you tell them your first pet’s name was Satoshi Nakamoto.


The Cryptocurrency supporters club There are two groups of people that are forever banging the drum for Crypto:

Firstly, the hundreds of Crypto exchanges whose sole source of income is from your transactions.

Crypto exchanges seem to be aimed at ‘Bro’ investors and advertise as being ‘backed by Kevin Durant and Odell Beckham Junior’ as if having B-grade sports stars as shills provides some kind of financial legitimacy.

The other group of supporters are those who have already bought in and desperately need the rest of us to jump in to raise the price of their own holdings. It’s unlikely that either group will give you a balanced view.